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About Pierson and Smith
Pierson & Smith is an independent and privately owned insurance firm that concentrates on brokerage, consulting, and third party administration to its corporate and individual clients.
For over 50 years we have combined experience, insight, and financial management to provide our clients with a unique approach to designing, implementing, and servicing their commercial property, liability, personal insurance, and employee benefit plans.
We invite your inquiries into any of the following:
Insurance Brokerage
- Property: Commercial Buildings, Development Projects, Private Residences, Condominiums, Personal/Valuable Items
- Liability: Business Liability, Product Liability, Excess Liability, Professional Liability, Directors and Officers
- Workers Compensation, Statutory Disability
- Corporate or Individual Transportation: Automobile, Limousine, Trucking, Boats/Yachts, Aircraft
- Group Health: Dental, Life, Disability, Accident, Vision, Payroll Deduction and Wellness Programs
- Personal or Corporate Life Insurance, Disability, Annuities, Long Term Care
Consulting
- Program Evaluation, RFP Preparation, Risk and Loss Prevention Analysis
- Claim Analysis, Claim Audits, Claim Re-pricing
- Contract Analysis, Performance Guarantees, Collective Bargaining Advice
- Regulatory Compliance (OSHA, ERISA, COBRA, HIPAA, Fiduciary Liability, State Mandates, and SPD Review)
- Financial Analysis (Conventional Insurance, Self-Insurance, Retrospective Premium Arrangements, Offshore Captives, Benefit Contribution Strategies, and Stop Loss)
- Focus Group Surveys, Customized Benefit Communication Programs, On-site Meetings, Benefit Statements
- Benefit Benchmarking Studies (Industry, Region, Employer Size)
Third Party Administration
- COBRA (Notification, Enrollments, Terminations, Premium Collections)
- Full Benefit Plan (Enrollments, Changes, Terminations, Monthly Audits, Centralized Invoicing and Payments)
- Flexible Spending Accounts (Claim Adjudication, Payments, EOBs)
Our History
Our Clients
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